Standard onchain network fees apply when depositing and are paid to the network, not to Jupiter. This network cost is a flat amount that depends on the deposit network: around $0.30 on Arbitrum and Base, and around $0.10 on Sui. Because it is flat, it can look large on a small deposit. On Solana, there is no flat network cost. However, if the receiving address has no USDC token account yet, a one-time account creation cost (around 0.002 SOL, set by the network) is added. With Gasless Send, this cost is deducted in USDC from the amount sent.
Withdrawing funds from your card balance to a bank account (off-ramp) is powered by our partner Noah and is available in all supported countries. Support is region-dependent due to regulatory requirements. Any region not listed below is supported in all available currencies.
Regions with restricted off-ramp support
In the regions below, off-ramp support is limited to the currencies marked. Yes = supported, No = not supported. For the latest list, see Noah’s restricted jurisdictions.
For Rain users: Spend Balance vs. Withdrawal BalanceThe Spend balance you see in the app is the amount you can spend on your card. It’s not the same as the amount you can withdraw back to your wallet.If you get a refund on the card, that refund gets added to your spend balance so you can keep using it, but it can’t be withdrawn. This is due to how Visa settles refunds with Rain.
The 0% fee structure is permanent and applies to merchant transactions, including currency conversion.Merchant QR payments are supported in all QR Pay markets. P2P (person-to-person) QR payments are available in select jurisdictions.Availability: Vietnam, Thailand, Philippines, Singapore**QR Pay is not yet available on newer card accounts; support is being added.
Currency conversions are done at the market rate. Virtual accounts are funded by incoming fiat transfers only.SWIFT: Transfers to over 200 countries. Specific corridors may be subject to restrictions depending on the recipient’s bank and local regulations.Local payouts: AED, BRL, CAD, EUR, GBP, IDR, INR, JPY, MAD, MXN, MYR, NGN, PHP, SAR, SGD, THB, TRY, TWD, USD, VND.
Fee structures may evolve over time. This page reflects the current state of the product.
Transactions from certain merchant categories may be automatically declined due to compliance, regulatory, and risk control requirements.Restricted categories include (but are not limited to):
Explosives, firearms, and weapons-related merchants
Money transfers, remittance services, quasi-cash, and stored value loads
Securities brokers, trading platforms, and certain financial institutions
Gambling, betting, lotteries, and gaming-related services
Escort, dating, and adult-related services
Debt collection and bail/bond services
Certain government-related payments and loan services
Political, religious, and labor organizations
High-risk direct marketing and telemarketing merchants
Certain digital services, gaming platforms, and online marketplaces identified as high-risk
Additionally, some merchants may be dynamically restricted based on fraud, abuse, or risk monitoring systems.Transactions with restricted merchants or categories will be automatically declined.
